Currencies accepted & what to bring
Bring USD, EUR, or GBP for the best rates. INR and RMB/CNY are commonly exchangeable at banks and large licensed counters, but not usable for direct payments. Other exchangeable currencies include AUD, CAD, SGD, AED, and JPY (demand can be lower, so rates are often slightly weaker).
Sri Lankan Rupee (LKR)
- Notes: 20, 50, 100, 500, 1000, 5000
- Coins: 1, 2, 5, 10 rupees (small coins less common)
- Check note condition; avoid torn or badly damaged notes
Cards & Digital
- Credit/debit cards widely accepted in hotels, malls, and many restaurants
- Carry cash for rural areas and small merchants
- Notify your bank of travel to avoid blocks
Where to exchange money
- Airport counters (CMB) — open 24/7; convenient for first expenses.
- Licensed money changers — often the best rates; use reputable counters in Colombo and major cities.
- Banks — safe; paperwork can take a little longer.
- ATMs — widespread (Commercial Bank, Sampath Bank, HNB, People’s Bank); per-transaction limits vary.
Smart tips for travelers
- Exchange a small amount at the airport, then compare city rates.
- Keep receipts for re-exchange of leftover LKR when departing.
- Carry a mix of small and medium LKR notes to ease payments.
- Avoid unlicensed/black-market exchange.
- Use major-bank ATMs; decline DCC (dynamic currency conversion) on card terminals and let your bank do the conversion.
Note: Exchange rates change frequently. The information above is a practical guide and not a quote.
